Car Scratched In Car Park Insurance

The only time you need to report one is if you need a crime number for insurance purposes. Returning to our car we hear a woman shouting. No one questioned it.

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What To Do When Someone Scratches Your Car

Should I Call My Insurance For This Car Scratched Parking Lot

A car park somewhere in surrey.

Car scratched in car park insurance. Unfortunately some mistakenly assume that their insurance will pay for scratches to their vehicle without verifying their cover. I called the police and got the report. If it is a minor scratch it is advisable to not claim insurance as it will negatively impact your no claim bonus ncb. That is dealt with by an admin person no officer is involved.

Ncb is a discount provided on policy renewal provided there are no claims made during the policy period. Even if i have a police report stating that the car was parked and it was other drivers fault. They already had old scratches on them from years of neglect anyhow so it was easy to believe that someone took a car key to my fine auto and scratched the hell out of it. The person that scratched it was caught on the spot.

Read this guide to scratches and car insurance so that you can do your homework. Scratches covered by collision coverage collision coverage is required for a scratch when the scratch occurs from hitting another object. Claiming car insurance for scratches will depend upon the extent of damage and the extent of your insurance policys coverage. John is responsible for paying his 100 deductible and his car insurance policy will cover the remaining cost of repairing the damage.

In my experience the police are simply not interested in rtas that do not involve an injury. I called my insurance and they told me that they can fix it but comprehensive deductible would apply. Im not parked in due to the space in front of my car but it looks like as the beige car has parked they have scratched my rear bumper with one of those pl plate holder things attached to the number plate which i recorded the scratch isnt huge only about 5 cm but i hate the idea of letting some douche get away with damaging my car. Car scratched in car park.

How do i get about fixing it. Gave the insurance adjustor the same song and dance. It soon emerges that the woman a dozen or so cars up has developed a minor scratch such as might be done with a key or possibly a faint glance by a car door on her new black bmw x5. Accidentally scrapedscratched car in car park skidpan.

Start comparing car insurance rates now by using our free tool above. I thought that the damage would be fixed by other driver. It was a nice day so i thought i would wash and wax my car then i drove to a retail park to do some shopping. Put on my spectacles open the windows.

I parked in a spot with no other cars around me but when i came out and walked to my car i saw that there was a black car parked at the side of mine with a woman half inhalf out of the drivers side of her car looking for something.